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STOP STRESSING ABOUT
YOUR FINANCES

and create the balance to live your life stress-free

Contact us to start today

Be prepared for your future - no matter what happens. 

Welcome to NPY Wealth Management

Seasoned experience provides an invaluable asset to clients needing more than just a “stock broker”.

Learn more about Nicholas


Tailored Solutions

NPY's strategies allow for a more streamline process, backed by extensive industry knowledge. 

See our Services & Solutions

Your Resources

Your financial situation can be complicated. Check out these helpful links, calculators, and tools.

Check out the Client Centre

Keep Informed

Stay up-to-date with our latest news, blogs and selected articles written for you.

Read Blogs & Articles


Gain financial clarity.

Exceeding your expectations every day.

 

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.

Nicholas Yuzwin, CFP, CIM, FCSI Photo

Nicholas Yuzwin, CFP, CIM, FCSI

Financial Planner, Manulife Securities Incorporated
Life Insurance Advisor - Manulife Securities Insurance Inc.

Nicholas is a CFP® Certified Financial Planner with Manulife Securities Incorporated and holder of the CIM® Canadian Investment Manager and FCSI® Fellow of the Canadian Securities Institute designations - their highest designation.

Nicholas joined the financial services industry in 1998. Since that time, there have been many market circumstances that have challenged every type of investor. This seasoned experience has made him an invaluable asset to his clients needing more than just a “stock broker”.

His passion for detail and service goes beyond financial planning. His personal touch and research allows for long term relationships and greater satisfaction from his clients.

Nicholas has extensive experience with retirement, estate, education, disablility, tax, corporate and investment planning. His strategies allow for a more streamline processes to build a concise financial strategy, creating a more successful financial roadmap.

As with all strategies, risk assessment is paramount, to reach the financial goals and objectives of each client. Liquidity and transparency are a focal point when building a financial strategy and in helping clients navigate through the financial services industry.

Investments are done for a myriad of reasons, from immediate to long term strategies. From financial to tax goals, the road map required to achieve maximum fulfillment needs a solid and resilient relationship.

Manulife securities operates under an "independent" model where advisors are free to source products from the most trusted fund companies and banks.  Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada, additional disclosure information will be provided by your Advisor upon referral. This enables us to achieve higher satisfaction with our clients.

Nicholas works with his clients to develop custom financial strategies that address their own personal situations. What sets Nicholas apart is that his clients are comfortable working with him in providing personal custom strategies to their specific financial challenges. Receiving an inheritance, severance packages, corporate tax issues, creating a reliable cash flow for retirement, planning for children’s education, looking after a disabled person in their family, are examples of issues that require attention, to name a few. He gives his clients the confidence and peace of mind that their financial challenges are met with achievable solutions that they understand and are excited to implement.  

Invest in what
matters most to you.

Providing the value of advice 

Markets are continually changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify investing, giving you added confidence in your financial decisions. 


Estate Planning & Tax Minimization Strategies

You’ve worked hard to build significant assets for yourself and your family — assets you want to protect, grow and pass on. 

  • Manage your banking and investments with personalized services tailored to your needs
  • Take an integrated approach with teams of financial planning, tax, estate, accounting and legal experts working for you
  • Develop and implement wealth management strategies based on your goals
Estate Planning Tools

Insurance Solutions

Help protect your financial security, provide for your loved ones, and save money on routine, emergency and travel health expenses. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand insurance options that offer peace of mind and put precious time back where it belongs – in your hands.  We can provide educated advice and expertise in:

  • Health Insurance
  • Life Insurance
  • Travel Insurance

Investment Solutions

Whether saving for retirement or a child’s education, portfolio investing or planning your estate, we provide investment products for Canadians to cover all stages of life.  

  • Meet your personal wealth and business needs with comprehensive and integrated investment services
  • Support your wealth goals holistically through partnerships with key banking, private wealth and advisory services
  • Save, invest and grow your wealth with strategies based on your priorities now and as they change over time

Goals-Based Investing for Retirement 

Goals-Based Investing focuses on helping you meet your income goals, not about performing against a stock market.

  • Driven by advanced analytics that illustrate what your retirement spending needs could look like in the future
  • Designed to provide you with a higher degree of confidence in the projected minimum income it pays out, and the potential  to grow your future income stream

Finally, a way to look forward to retirement with optimism? Now, that’s different. Contact us today to learn more.

We take your
data security seriously.

Our Security - We are Secured by NPC 

Complete Endpoint Computer Protection


What does this mean?

All of our endpoint computers are professionally encrypted, managed and monitored for malware attack, unauthorized use and intrusion, and professionally backed up in secure data centres by NPC - leaders in endpoint data security. Any of our computers that contain your personal information can also be remotely destroyed if lost or stolen.

Why is cybersecurity important to us?

You trust us with your very personal and confidential information, and we take that seriously. Seriously enough to invest in the leading comprehensive endpoint computing data security solution.

How secure is secure?

  • Professionally configured, managed and security monitored
  • Advanced malware attack prevention and monitoring
  • All data is AES-256 encrypted, a military-grade level of protection
  • Our computers feature integrated biometric fingerprint readers
  • Daily secure backup to Canadian data centres*
  • Remote locate and data wipe for lost or stolen computers
  • Our computers are securely “decommissioned” at the end of their useful life before recycling 

Who is NPC?

Based in the Toronto area, NPC is a subsidiary of The Keating Group that has provided leading technology products and services for more than 25 years. NPC provides NPC DataGuard, an integrated computing solution for professional's in companies of all sizes in every business segment, who need to know their laptop, desktop and tablet computers are always safe and secure, no matter where their business takes them.
For more information about NPC, click here.

NPC name and NPC logo are trademarks and/or registered trademarks of NPC. All rights reserved.

Helping you make financial decisions
with confidence.

Client Resource Centre



Group Benefits Online

Manulife group benefits plan members can now submit their claims online.

SUBMIT A CLAIM ONLINE

Group Retirement Online

Manulife group retirement members can log in to their account here.  

SIGN IN ONLINE

Get Manulife's Mobile app

Manulife Mobile is the only app you need to manage your Group Benefits and Group Retirement plans with Manulife.

Click to go to the Google Play Store to download the Manulife Mobile app. Click to go to the Apple Store to download the Manulife Mobile app.

Advantage Bank Account

Start earning a high interest rate on all your money with a combined chequing and savings account.

OPEN YOUR ACCOUNT

Internet Banking Login 

Manulife Bank provides its customers access to their bank accounts 24-hours a day, seven days a week.

CLIENT LOGIN

Manulife Bank deposit rates are subject to change. Visit manulifebank.ca/rates for additional details. Manulife Bank of Canada is a member of Canada Deposit Insurance Corporation.

Savings/Retirement Calculator

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Provided for illustration purposes only. The Savings/Retirement Calculator results are based on the information you provide and assume that the annual interest rate over the specified years will not change. Actual rates may vary and will affect the maximum Future value.

Credit Card Payment Calculator

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Provided for illustration purposes only. The Credit Card Payment Calculator results are based on the information you provide and assume that the interest rate on your credit card will not change. Actual rates may vary and will affect the calculated monthly payment. The credit card monthly payment amount does not include any additional fees charged by your credit card company.

Bank Loan Calculator

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Provided for illustration purposes only. The Bank Loan Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.

Auto Loan Calculator

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Provided for illustration purposes only. The Auto Calculator results are based on the information you provide and assume that the annual interest rate over the life of your loan will not change. Actual rates may vary and will affect the monthly payment. The loan payment amount does not include any additional fees charged by the provider of your loan.


Estate Planning Tools

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences. Try the Will Planning Workbook and Will Planning Checklist below.

Will Planning Workbook
Will Planning Checklist

Insightful Videos

Determining the best approach.

Managing the financial impact when you change paths.

Manulfe Vitality gives you the tools to get healthier and the rewards for reaching your goals. To learn more, visit Manulife.ca/Vitality



The calculators are for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. I (we) do not guarantee that these calculators are reliable, accurate or complete or that they will be compatible with your computer.

Let's talk.

Reach out and connect with us to schedule a free consultation. You can use the form below, for your convenience or connect with NPY Wealth Management on Social Media. We are here to help you make confident, financial decisions for your future. 


* Required


STOP STRESSING ABOUT YOUR FINANCES

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